Let’s face a tough reality: in Zambia’s current economic landscape, walking into a commercial bank to secure a business loan for a young startup is a massive uphill battle. If you do manage to get approved, you are often met with collateral requirements that include land titles and commercial interest rates that can climb past […]
Beyond Bank Loans: Alternative Ways to Fund Your Startup in Zambia Read More »
You have successfully navigated the maze of PACRA registration, you’ve finalized your ZRA TPIN structure, and your core team is registered for statutory benefits. You are no longer just a hustler, you are a formal CEO. Congratulations. But now, a new and far more dangerous challenge begins. If your business is moving from the “idea”
5 Common Financial Mistakes New Zambian Entrepreneurs Make (And How to Avoid Them) Read More »
If you have successfully formalized your company with PACRA and sorted your ZRA tax structures, congratulations! You have laid a solid foundation. But the moment you hire your very first worker, including directors or owner-managers receiving formal employment income; Congratulations, you are now wearing a new legal hat: you are officially an Employer. Being an
How to Calculate NAPSA Contributions in Zambia (2026 Guide) Read More »
