Let’s face a tough reality: in Zambia’s current economic landscape, walking into a commercial bank to secure a business loan for a young startup is a massive uphill battle. If you do manage to get approved, you are often met with collateral requirements that include land titles and commercial interest rates that can climb past […]
Beyond Bank Loans: Alternative Ways to Fund Your Startup in Zambia Read More »
You have successfully navigated the maze of PACRA registration, you’ve finalized your ZRA TPIN structure, and your core team is registered for statutory benefits. You are no longer just a hustler, you are a formal CEO. Congratulations. But now, a new and far more dangerous challenge begins. If your business is moving from the “idea”
5 Common Financial Mistakes New Zambian Entrepreneurs Make (And How to Avoid Them) Read More »
If you have successfully formalized your company with PACRA and sorted your ZRA tax structures, congratulations! You have laid a solid foundation. But the moment you hire your very first worker, including directors or owner-managers receiving formal employment income; Congratulations, you are now wearing a new legal hat: you are officially an Employer. Being an
How to Calculate NAPSA Contributions in Zambia (2026 Guide) Read More »
Picture this: Your new business is finally registered with PACRA. You’ve got your certificates, you’re officially a CEO, and the excitement is real. Then, you open the Zambia Revenue Authority (ZRA) portal to get your Taxpayer Identification Number (TPIN). Suddenly, you’re faced with a high-stakes choice: Are you registering for Turnover Tax or Corporate Income
Turnover Tax vs Income Tax in Zambia: Clear Guide for Small Businesses Read More »
There was a time when formalizing a business in Zambia meant waking up at 05:00 AM to stand in a suffocatingly long queue in Longacres, clutching a folder full of physical papers. If you made a single mistake on a form, you’d be sent back home to start all over again. Thankfully, those days are
How to Register a Company with PACRA Online (Step-by-Step Guide) Read More »
Let’s be completely honest: dreaming up a brilliant business idea in Zambia is the fun part. Whether it’s opening a chic cafe in Rhodes Park or launching an agritech startup in Chisamba, the vision is exhilarating. But then comes the reality check of compliance and costs. If you are wondering how to start a business
How to Start a Business in Zambia and How Much it Costs. Read More »
Deadline: January 31, 2025 Are you an innovator ready to transform education in Africa? The Co-Creation Hub (CcHub), in partnership with the Mastercard Foundation, is accepting applications for the EdTech Fellowship 2025 (Cohort III). This program supports entrepreneurs creating bold solutions to education challenges in Africa, with a focus on leveraging technology to enhance learning
Do you love fashion and the environment? Start a Salaula business in Zambia with a small profit and make over 100% profit! Almost every time I have seen questions on public platforms about ideas for a great business to start with little capital in Zambia; Salaula, also known as a thrift business, almost always tops the list.
Starting Salaula in Zambia Read More »
